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ATTENTION!!!!!!
Are you interested in extending the life of your manufactured home??
An engineered perimeter foundation will provide you with a more stable and secure foundation for your manufactured home.
Improve and protect the investment you have made in a manufactured home and land combination. This combination has definite advantages when an engineered perimeter foundation is installed to better tie the home to the land and support the home at the outside walls. Having the engineered perimeter foundation installed under the outside walls of the manufactured home will take the load off of the roof and outside walls down to ground level and extend the life of the home. The installation of an engineered perimeter foundation has the following construction and lender advantages:
Construction Advantages
- The back fill can be done within six inches of any untreated wood.
- Concrete can be placed up next to the home.
- The home is supported at the exterior wall which enables site stucco to be completed subject to manufacturer and building inspector approval.
- Other additions can also be made also subject to same as above.
- Better wind and weather protection.
- Can be installed in two days after home is set which will reduce set up time and will work on existing homes.
- Better earthquake support. (required in some parts of the country
- Meets Arizona and California earthquake class 4 standards
- Meets HUD tie down and class I, II, and III wind zone requirements.
- Meets 1997 UBC (Uniform Building Code) Chapter 22 Division VII (2317)
- Meets 2000 IBC (International Building Code)
- Approved by Office of Manufactured Housing in the State of Arizona.
- Approved by Mobile Home Foundation System Health and Safety Code Section 18551 Ca
- Currently engineered plans are available for Arizona and California with New Mexico and Texas for follow soon.
- Approved by Arizona and California Building and Safety Divisions
Advantages when working with Lenders
- In compliance with FHA, VA, and FREDDIE MAC lending guidelines.
- Can significantly reduce mortgage interest rates.
- Can significantly reduce down payment amounts for the financing and refinancing of your manufactured home.
- Can significantly reduce home insurance rates.
- Can finance up to 97% of the home value.
- No hassle FHA financing.
- Will increase home value and resale value.
- Installation cost may be included in financing.
In summary, the increasing construction costs of site built homes and the costs of transportation help to the job site is just too great for most home buyers to pay. Therefore, manufactured home communities need a quality construction option. Manufactured homes can give today’s home buyer the best of both worlds with an engineered perimeter foundation.
At PermaRock Foundation, LLC., we have devised a solution that is affordable, economic, and has relatively simple installation techniques with a system that is patented, legally protected, and takes only two days to install. The system also meets all of the current lender’s standards that would comply with requirements to obtain full and complete standard financing at current mortgage interest rates with a standard LTV (loan to value) percentage as given when financing permanent site built housing. As the homeowner you must still qualify and meet the lender’s approved credit standards.
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